Commercial Mortgages

Your Partner for Commercial Property Finance
 

The commercial mortgage market is a complex landscape, offering a vast array of funding solutions tailored to different property types and borrower requirements. Navigating this market to find the optimal terms requires specialist knowledge and experience. At Knightly Group, we excel in this environment. We act as your dedicated, independent advisor, committed to sourcing the most advantageous commercial mortgage for your unique circumstances.
 

Our approach is entirely bespoke. We invest the time to understand the specifics of your transaction, whether you are an business owner seeking to purchase your own premises or a seasoned investor expanding your portfolio. We assess every case on its individual merits, allowing us to structure and negotiate a finance package that directly aligns with your commercial objectives.
 

Funding for Every Ambition

We source competitive commercial mortgages for a diverse range of property types, catering to both owner-occupiers and investors. Our expertise spans the entire market, ensuring we can assist with almost any commercial property scenario.
 

For Business Owners (Owner-Occupiers): Purchasing your own commercial premises is a significant strategic step, providing long-term stability and transforming a major overhead into a valuable asset for your business. We can help you secure the capital to make this a reality.
 

For Property Investors: For investors, the right finance is the key to maximising yields and enabling portfolio growth. We specialise in arranging investment mortgages that recognise the potential of your asset, structuring finance that optimises your return on investment.
 

Our Expertise Covers a Wide Range of Property Sectors

Our extensive experience allows us to secure funding across the full spectrum of commercial real estate. We have a proven track record in financing assets including, but not limited to:

• Large-Scale Real Estate Investments: Including Purpose-Built Student Accommodation (PBSA), Private Rented Sector (PRS), and Build-to-Rent (BTR) schemes.

• Specialist Sectors: Such as the Care Sector and Day Nurseries.

• Commercial & Industrial: Offices, Industrial Units, Factories, and Warehouses.

• Hospitality & Leisure: Hotels, Bed & Breakfasts, and Restaurants.

• Retail: Convenience Stores and other Retail Units.

• Land Mortgages: For the acquisition of land for commercial development or use.

• Semi-Commercial Properties: For mixed-use assets, combining both commercial and residential elements.
   

Flexible and Competitive Funding Solutions

Our established relationships with a comprehensive panel of lenders, from high street banks to specialist private lenders, enable us to offer highly flexible and competitive terms.

• Loan to Value (LTV): We can source funding up to 80% of the property's value for trading businesses and strong investment proposals.

• Repayment Options: We offer a range of repayment structures to suit your cash flow and investment strategy, including:

  • Interest-Only: Lower monthly payments, maximising your net income during the loan term.

  • Full or Part Repayment: A structured plan to reduce the loan balance over time, building equity in your asset.
     

By partnering with Knightly Group for your commercial funding needs, you secure more than just a loan; you gain a long-term strategic advisor committed to your success.